Free Loan Estimate Analyzer

Understand the offer you already have.

Upload one Loan Estimate for a plain-English checkup, or compare two side by side. Lenny reads the costs, explains the tradeoffs, and helps you find the questions worth asking.

Bring your own offer

One estimate gets a checkup. Two reveal the tradeoff.

Lenny separates disclosed facts from calculated comparisons. Missing information stays missing.

Your documents stay private. No lender sees them unless you later choose to connect and approve what is shared.

What Lenny does with the document

A Loan Estimate should answer questions, not create new ones.

READ

See what Lenny found.

Review the rate, APR, payment, points, credits, lender-controlled charges, and cash to close.

COMPARE

Understand the tradeoff.

Two estimates reveal whether lower cash today is being exchanged for a higher payment.

CONFIRM

Know what to ask next.

Get practical questions about pricing, program fit, the lock, and final cash to close.