How to compare Loan Estimates
Read rates, APR, lender charges, credits and cash to close together.
Tell us about the home and loan you want. Compare available mortgage estimates and offers from participating mortgage brokers.
Choose what you want to do. Compare available estimates and offers, with help from Lenny.
Lenny organizes the rate, APR, payment, points, lender fees and credits so you can see the tradeoff behind each broker response.
See how mortgage offers compareLenny can surface cost differences and questions to ask. Brokers confirm eligibility, pricing and any rate lock.
Participating licensed mortgage professionals may compare eligible scenarios across wholesale channels and other matched sources. Availability depends on the scenario, state and participating broker.


Logos and names are shown for marketplace context only. They do not guarantee an offer, placement, affiliation or endorsement. Consumers do not access wholesale lenders directly.
Understand wholesale pricingUpload one Loan Estimate for a private checkup, or compare two side by side. Lenny extracts the disclosed rate, payment, points, fees and credits so the differences are easier to see.
Analyze a Loan EstimateLenny's read: Estimate A costs more upfront but has the lower illustrative payment. The analyzer shows the estimated break-even point before you decide.
Follow national rate-lock activity for context, then compare responses priced for your own loan.
Explore the mortgage market index National indices are market context, not a personalized quote.Market data and widget provided by Optimal Blue.
Read rates, APR, lender charges, credits and cash to close together.
See how cash at closing can trade against the rate and monthly payment.
Estimate how long monthly savings may take to recover refinance costs.
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