Mortgage options / Check mortgage options
Your loan details PRIVATE
THE MORTGAGE RATE EXCHANGE

Don’t shop.
Make brokers compete.

Post your loan scenario once. Participating brokers can submit offers, and you choose which one is worth a conversation.

Brokers see your scenario. They don’t see you.

Get started today!

No name or phone required to post · No credit pull

Brokers can respond during a 24-hour offer window. Availability and responses vary; offers aren’t guaranteed.

THE WHOLE OFFER

See rates update in real-time.

Fictional examples: lender names, rates, APRs and fees are illustrative and not real offers.

Example purchase · $400,000 loan · 30-year fixed · 30-day lock

Ordered by estimated APR, lowest first. This is an illustration, not a recommendation.

Fictional lender pricing examples
LenderRateAPRFeesStatus
1Cedar & Crest Mortgage
6.750%6.779%$1,200Example
2Northstar Harbor Lending
6.800%6.827%$1,100Example
3Meadowlark Home Finance
6.850%6.875%$1,000Example
4Rivermint Mortgage Co.
6.900%6.922%$900Example
5Golden Elm Lending
6.950%6.970%$800Example

Estimated APR includes only the listed lender fee, paid upfront, over the full term; other finance charges are excluded. Final APR and terms require a Loan Estimate. Examples periodically restart.

One scenario.
A smarter way
to compare.

Instead of chasing advertised rates, put your loan details in front of participating brokers and compare the offers you receive.

  1. Post your scenario anonymously

    Tell us about the property and loan. No name or phone number is needed to get started.

  2. Let brokers compete

    Participating brokers can submit or update offers during the 24-hour window. Offers and responses depend on availability.

  3. Compare, then choose

    Lenny helps explain rates, payments, points, fees and credits. You decide whether to share your details with a broker.

MEET LENNY

Meet Lenny. Make sense of your offers.

Lenny is your AI mortgage guide. He helps you see how rates, payments, fees and credits fit together—and how the time you expect to keep the loan changes the comparison.

See how mortgage offers compare
“Is the lower rate worth the upfront cost?”

Ask Lenny to explain a payment, fee or credit in plain English. A licensed mortgage professional confirms final pricing, eligibility and any rate lock.

ALREADY HAVE A LOAN ESTIMATE?

Already have an offer? Take a closer look.

Upload a Loan Estimate to understand the costs, or compare two side by side. Lenny reads the rate, payment, points, fees and credits so you can see what differs.

Analyze a Loan Estimate
Illustrative comparisonSame $400,000 loan · 5-year view
Estimate A6.125% rate$2,431 monthly P&I$4,800 lender cost
Estimate B6.375% rate$2,515 monthly P&I$1,900 lender cost

Lenny's read: Estimate A costs more upfront but has the lower illustrative payment. The analyzer shows the estimated break-even point before you decide.

MORE LOAN OPTIONS

Wholesale options. Broker expertise.

Participating licensed mortgage professionals may compare eligible loans across wholesale channels and other available pricing sources.

United Wholesale Mortgage
Rocket Pro
Pennymac TPO
Newrez Wholesale
Paramount Residential Mortgage Group

Logos and names are shown for marketplace context only. They do not guarantee an offer, placement, affiliation or endorsement. Consumers do not access wholesale lenders directly.

Understand wholesale pricing
MARKET CONTEXT

See where locked mortgage rates are moving.

Follow national rate-lock activity for context, then compare responses priced for your own loan.

Explore the mortgage market index National indices are market context, not a personalized quote.
LenderCity Mortgage Market Indices LIVE INDEX FEED

Market data and widget provided by Optimal Blue.

MORTGAGE GUIDES

Make the offer easier to understand.

Explore all guides

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