Mortgage options / Check mortgage options
Your loan details PRIVATE
THE MORTGAGE RATE EXCHANGE

Don’t shop for a mortgage.
Make brokers compete for yours.

Post your loan scenario once. Participating brokers can submit offers, and you choose which one is worth a conversation.

Brokers see your scenario. They don’t see you.

Get started today!

No name or phone required to post · No credit pull

Brokers can respond during a 24-hour offer window. Availability and responses vary; offers aren’t guaranteed.

YOUR EXCHANGEOne scenario, multiple offers.
EXAMPLE · NOT LIVE
ILLUSTRATIVE LOAN SCENARIOPurchase · 30-year fixed · 30-day lock
PRIVATE
EXAMPLE BROKER OFFERS
Example broker AIllustrative offer
RATELower rate
UPFRONTHigher cost
Compare offer
Example broker BIllustrative offer
RATEHigher rate
UPFRONTLender credit
Compare offer
Your decision, your pace.You choose whether to contact a broker.

Illustrative comparison, not actual offers or rates. Responses vary.

One scenario.
A smarter way
to compare.

Instead of chasing advertised rates, put your loan details in front of participating brokers and compare the offers you receive.

  1. Post your scenario privately

    Tell us about the property and loan. No name or phone number is needed to get started.

  2. Let brokers compete

    Participating brokers can submit or update offers during the 24-hour window. Offers and responses depend on availability.

  3. Compare, then choose

    Lenny helps explain rates, payments, points, fees and credits. You decide whether to share your details with a broker.

MEET LENNY

Meet Lenny. Make sense of your offers.

Lenny is your AI mortgage guide. He helps you see how rates, payments, fees and credits fit together—and how the time you expect to keep the loan changes the comparison.

See how mortgage offers compare
“Is the lower rate worth the upfront cost?”

Ask Lenny to explain a payment, fee or credit in plain English. A licensed mortgage professional confirms final pricing, eligibility and any rate lock.

ALREADY HAVE A LOAN ESTIMATE?

Already have an offer? Take a closer look.

Upload a Loan Estimate to understand the costs, or compare two side by side. Lenny reads the rate, payment, points, fees and credits so you can see what differs.

Analyze a Loan Estimate
Illustrative comparisonSame $400,000 loan · 5-year view
Estimate A6.125% rate$2,431 monthly P&I$4,800 lender cost
Estimate B6.375% rate$2,515 monthly P&I$1,900 lender cost

Lenny's read: Estimate A costs more upfront but has the lower illustrative payment. The analyzer shows the estimated break-even point before you decide.

MORE LOAN OPTIONS

Wholesale options. Broker expertise.

Participating licensed mortgage professionals may compare eligible loans across wholesale channels and other available pricing sources.

United Wholesale Mortgage
Rocket Pro
Pennymac TPO
Newrez Wholesale
Paramount Residential Mortgage Group

Logos and names are shown for marketplace context only. They do not guarantee an offer, placement, affiliation or endorsement. Consumers do not access wholesale lenders directly.

Understand wholesale pricing
MARKET CONTEXT

See where locked mortgage rates are moving.

Follow national rate-lock activity for context, then compare responses priced for your own loan.

Explore the mortgage market index National indices are market context, not a personalized quote.
LenderCity Mortgage Market Indices LIVE INDEX FEED

Market data and widget provided by Optimal Blue.

MORTGAGE GUIDES

Make the offer easier to understand.

Explore all guides

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