How to compare Loan Estimates
Read rates, APR, lender charges, credits and cash to close together.
Read guidePost your loan scenario once. Participating brokers can submit offers, and you choose which one is worth a conversation.
No name or phone required to post · No credit pull
Brokers can respond during a 24-hour offer window. Availability and responses vary; offers aren’t guaranteed.
Illustrative comparison, not actual offers or rates. Responses vary.
Instead of chasing advertised rates, put your loan details in front of participating brokers and compare the offers you receive.
Tell us about the property and loan. No name or phone number is needed to get started.
Participating brokers can submit or update offers during the 24-hour window. Offers and responses depend on availability.
Lenny helps explain rates, payments, points, fees and credits. You decide whether to share your details with a broker.
Lenny is your AI mortgage guide. He helps you see how rates, payments, fees and credits fit together—and how the time you expect to keep the loan changes the comparison.
See how mortgage offers compareAsk Lenny to explain a payment, fee or credit in plain English. A licensed mortgage professional confirms final pricing, eligibility and any rate lock.
Upload a Loan Estimate to understand the costs, or compare two side by side. Lenny reads the rate, payment, points, fees and credits so you can see what differs.
Analyze a Loan EstimateLenny's read: Estimate A costs more upfront but has the lower illustrative payment. The analyzer shows the estimated break-even point before you decide.
Participating licensed mortgage professionals may compare eligible loans across wholesale channels and other available pricing sources.


Logos and names are shown for marketplace context only. They do not guarantee an offer, placement, affiliation or endorsement. Consumers do not access wholesale lenders directly.
Understand wholesale pricingFollow national rate-lock activity for context, then compare responses priced for your own loan.
Explore the mortgage market index National indices are market context, not a personalized quote.Market data and widget provided by Optimal Blue.
Read rates, APR, lender charges, credits and cash to close together.
Read guideSee how cash at closing can trade against the rate and monthly payment.
Read guideEstimate how long monthly savings may take to recover refinance costs.
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