Accuracy
Do the explanation and calculations reflect the terms shown and keep missing information visible?
Mortgage reviewer
Gregg Harris
Mortgage loan originator and reviewer of LenderCity's consumer mortgage guidance.
Individual NMLS 205617
View NMLS Consumer Access record
What Gregg reviews
Guidance where mortgage experience matters.
Gregg reviews consumer-facing explanations involving Loan Estimates, mortgage rates and APR, points, lender credits, lender-controlled fees, payment tradeoffs, and break-even timing.
Comparability
Are the loan amount, term, product, timing, and other decisive assumptions aligned before a conclusion is made?
Consumer clarity
Does the page distinguish lender pricing from taxes, insurance, prepaids, escrow, and other outside costs?
Appropriate limits
Does the guidance clearly identify what still requires confirmation from the borrower's licensed lender?
Review standard
Experience supports the explanation. The disclosed terms support the answer.
A reviewer byline is not a guarantee of pricing, eligibility, approval, or a loan program outcome. Lenny's comparisons remain driven by the borrower's scenario and the terms available for comparison. Lender compensation does not determine the result.
See the standards behind the guidance.
Read how LenderCity uses primary sources, mortgage review, calculations, and lender confirmation.