LenderCity – Consent for Electronic
Signatures, Records, and Disclosures
Please read this information carefully and print a copy and/or retain this
information for future reference.
Introduction
You are submitting a request to be matched with one of our third-party
lenders or service providers. To offer you a loan, the third-party lenders
or service providers need your consent to use and accept electronic
signatures, records, and disclosures (“E-Consent”). This form notifies
you of your rights when receiving electronic disclosures, notices, and
information. By clicking on the link assenting to our terms, you
acknowledge that you received this E-Consent and that you consent to
conduct transactions using electronic signatures, electronic
disclosures, electronic records, and electronic contract documents
(“Disclosures”).
Option for Paper or Non-Electronic Records
You may request any Disclosures in paper copy by contacting the third-party
lender or service provider directly. The lenders or providers will provide paper
copies. Some lenders or service providers may charge a fee for providing
paper copies, at their discretion. The lenders or service providers will retain all
Disclosures as applicable law requires.
Scope of Consent
This E-Consent applies to all interactions online concerning you and the thirdparty
lender or service provider and includes those interactions engaged in on
any mobile device, including phones, smart-phones, and tablets. By
exercising this E-Consent, the third-party lender or service provider may
process your information and interact during all online interactions with you
electronically. The lender or service provider may also send you notices
electronically related to its interactions and transactions. Disclosures may be
provided online at our or third-party lenders’ or service providers’ websites,
and may be provided by e-mail.
Consenting to Do Business Electronically. Before you decide to do business
electronically with the third-party lenders or service providers, you should
consider whether you have the required hardware and software capabilities
described below.
Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need to use the
following computer software and hardware: A PC or MAC compatible
computer or other device capable of accessing the Internet, access to an email
account, and supported web browsing software (Chrome version 32.0 or
higher, Firefox version 26.0 or higher, Internet Explorer version 8.0 or higher,
or Safari version 7.0 or higher). To read some documents, you may need a
PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a
printer or a long-term storage device, such as your computer’s disk drive, to
retain a copy of the Disclosures for future reference. You may send any
questions regarding the hardware and software requirements directly to the
third-party lenders or service providers.
Additional Mobile Technology Requirements
If you are accessing a Partner site and/or the Disclosures electronically via a
mobile device (such as a smart phone, tablet, and the like), in addition to the
above requirements you must make sure that you have software on your
mobile device that allows you to print and save the Disclosures presented to
you during the application process. These applications can be found for most
mobile devices in the device’s “app store.” If you do not have these
capabilities on your mobile device, please access the Partner’s site through a
device that provides these capabilities.
Withdrawing Consent
Your E-Consent for our matching service and for our third-party lenders’ or
service providers’ consideration of your matching request cannot be
withdrawn because it is a one-time transaction. If you are matched with one or
more third party lenders or service providers, you are free to withdraw your EConsent
with those third party lenders or service providers at any time and at
no charge, by contacting the Partner at the address provided in the initial
disclosure. However, if you withdraw this E-Consent before receiving credit,
you may be prevented from obtaining credit from the lender or service
provider. Contact the third party lender or service provider directly if you wish
to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal
effectiveness, validity, and enforceability of prior electronic Disclosures will not
be affected.
Change to Your Contact Information
You should keep third party lenders or service providers informed of any
change in your electronic address or mailing address. You may update such
information by logging into the third party lender’s or service provider’s
website or by sending the lender a written update by mail.
Your Ability to Access Disclosures
By clicking the link, you agree to these Partner Terms. YOU ACKNOWLEDGE
THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED
FORMATS DESCRIBED ABOVE.
Consent
By clicking the link, you acknowledge you have read this information about
electronic signatures, records, Disclosures, and doing business electronically.
You consent to using electronic signatures, having all Disclosures provided or
made available to you in electronic form, and to doing business with the
Partner electronically. You acknowledge that you may request a paper copy of
the electronic records and Disclosures. If you refrain from proceeding than
you neither wish to use electronic signatures not conduct this transaction
electronically. You also acknowledge that your consent to electronic
Disclosures is required to receive services from third party lenders or service
providers over the internet